Recognising small and medium-sized enterprises (“SMEs”) as the backbone of Malaysia’s economic growth, ICMR’s research focuses on providing a comprehensive overview of the current state of access to market-based financing for SMEs, alongside the challenges and opportunities. Also, as businesses are increasingly looking beyond traditional sources of external finance, ICMR’s research examines the alternative finance market in terms of its’ growth as a source of finance as well as how it has affected traditional financing mechanisms. Key areas of coverage include: